Todd Lubar is one among the list of successful Techpreneurs. He is a holder of speech communication degree from Syracuse University. The start of his career was at Crestar Mortgage Corporation as a loan facilitator. He got his traditional mortgage knowledge from this position. He later worked as a credit control manager at Legacy Financial Group in Texas. He made a significant role in growing Maryland office to being a production unit with an annual return of a hundred million dollars. He was later offered a position in First Magnus Financial Corporation as the vice president.

He had a passion in banking that made him start his own company Legendary Financial Company. The primary goal of this company was to provide loans to investors and individuals who were not given loans from competitive companies. The legendary financial Company has a subsidiary Legendary Property company that is involved in real estate. Todd Lubar is also in other business like he owns a company that deals with automotive scrap business. This company recycles metal and makes auto care products. He is the current president of TDL Global Ventures.

Todd Lubar ( introduces smart homes technology. It entails the control of homes by using a remote. An individual can incorporate the house using the internet of things, and installation is in one database that is controlled using a remote. As an expert in real estate, he assists people to get their dream houses and homes. Todd attributes his success to five core traits including persistence, dedication, inquisitiveness, transparency and accountability and self-assurance.

Todd Lubar in an interview on said that being organised and flexible makes one soar heights, especially in business. He employs a culture of honesty and trust in business whereby one should have a voice in any concern raised in the firm mostly in partnership. Todd is a futurist in that studies the market progress and can make future predictions. He is also a strategist who can make plans for his ventures that leads to a steady growth curve.

Todd Lubar holds other business positions. He is the senior director of Debt Defense services due to his knowledge in the credit and mortgage banking. He is, therefore, an inspiration to many future business people. Read more about on

Nathaniel Ru is proving that he has the skills to change what people think of fast food. He has been good at shaking things up for people that are truly trying to eat healthy. He has created a restaurant that would give people the chance to try something new and exciting.

This was where we decided to introduce what was known as the warm bowl. This has become a staple in Sweetgreen restaurants regardless of where customers are eating. It shows that Nathaniel Ru wanted to do something that would provide a new way for people to look at eating fast food. Learn more about Nathaniel Ru:

He identifies as a person that created a fast food restaurant, but many of his fans are calling this the fast-food alternative.

Sweetgreen has become known throughout many different social circles because it gives people the chance to partake in healthy fruits and vegetables. This has become a company that has been known for changing the way that America looks at healthy eating.

It is evident that these are delectable dishes that are much more appealing than what people are preparing in their homes when it comes to healthy meals. There are some interesting names for the salads that are part of this restaurant chain. There are also some seasonal menus that add to the flavor of the Sweetgreen brand.

Many people are definitely getting excited about this company because it provides them with the chance to order their food through an app. They also get the chance to experience the cashless restaurant if they live in certain areas. This is not something that is happening at all of the Sweetgreen restaurants, but this is something that Nathaniel is doing in order to increase safety.

When there is no need to use cash there will be a great chance that these restaurants will not be robbed because there is no cash flow throughout the restaurant. The fact that the workers do not have to touch money and deal with these types of transactions also decreases the level of germs that are floating through this restaurant environment.

This was a very Innovative step for Nathaniel Ru to implement, but this is part of who he is. He is an innovator that looks to change the course of fast food regularity. Nathaniel Ru is unapologetic in his desire to rip the roof of the complacency of fast food establishments.

Richard “Dick” DeVos is one of the prominent business people in the family of DeVos. As a businessman, philanthropist and an entrepreneur, Mr. Richard DeVos have amassed experience as a leader and a founder of businesses. He has also collaborated with his wife Betsy DeVos on the establishment of the Dock and Betsy Family Foundation.


Up to date, Mr. Richard DeVos is a part of a number of businesses and institutions. He is on top of the company that he founded in 2002 called The Windquest Group serving as President. Mr. Richard DeVos is also a member of a handful of boards such as the AEI Board of Trustees, the Board of Directors of the Willow Creek Association, the Board of Directors of the Spectrum Health System, to name a few. In terms of business, Mr. Richard DeVos is on the board of directors serving as chairman at the RDV Corporation and is the president of his company Windquest group. Mr. Richard DeVos has been sought after for his skills as a leader.


  1. Richard DeVos started out on his journey in the world of business at the Amway Corporation. After having worked at the company for a few years, Mr. Richard DeVos had to assume the position of President in 1993. After the company had been sold in 2002, Mr. Richard DeVos decided to move on from the post. Mr. Richard DeVos directed his focus towards the Windquest Group. During the time Mr. Richard DeVos spent working at the Amway Corporation, the company achieved a new milestone for revenue. The sales jumped up to four and a half billion dollars. Previously, Mr. Richard DeVos was Vice President of Amway International. That branch was working outside of the US. While he was Vice president, Amway International tripled the international sales of the company.


Some years ago, Mr. Richard DeVos also created the Education Freedom Fund. So far, the fund has granted more than 4 000 underprivileged children with scholarships which have enabled them to continue their education and achieve more. The students were from the Aviation Academy of West Michigan. Over the years, Mr. Richard DeVos has been a leader in many projects to improve the health care in the region of Grand Rapids, Michigan as well as revitalize downtown areas. The projects include the renovation of a heart hospital, a convention center, a medical school, to name a few.


Other than business and philanthropy work, Mr. Richard DeVos has also been occupied with a number of hobbies. In 1997, Mr. Richard DeVos debuted his first book under the title of “Rediscovering American Values” which has since been translated into seven languages. Mr. Richard DeVos is also a sailor who has won the national championship twice.

Karl Heideck Explains The Discriminatory Lending Policies Of Wells Fargo Is A Red-lining
Karl Heideck Explains The Discriminatory Lending Policies Of Wells Fargo Is A Red-lining

Karl Heideck, a prominent litigation expert from Greater Philadelphia area, thinks that the discriminatory lending policies that the City of Philadelphia alleges Wells Fargo executed comes under red-lining. He explained red-lining is a practice many banks started following from the 1930s to delimit the neighborhoods they do not want to lend – like drawing a red-line to the areas to exclude people living there from loan services. However, if it is done considering the race or ethnicity of the borrower, it is against the Constitution. Interestingly, redline is not illegal when it is due to other reasons like the neighborhoods did not meet the specific standards such as frequent flood issue and more.

The City filed a lawsuit against the banking major stating it violated the 1968 Fair Housing Act by applying predatory lending procedures towards minority mortgage borrowers. However, Wells Fargo denied the allegations and said that it was following fair practices in its lending. The suit was filed in the District Court for the Eastern District on May 5, and it is considered to be another setback for the bank as it is already under the scanner for a scam of opening bogus accounts in customers’ names. Karl Heideck explains that the city filed the suit due to it identified the bank was selling riskier housing loans to the Hispanic and black borrowers. These loans were charging higher interest rates, though the borrowers were eligible for low-interest and lower-risk loans.

Karl Heideck is an attorney with greater expertise in compliance and risk management review along with litigation. He started his career with Conrad O’Brien as an Associate and presented the cases of both corporates and individuals in various complex litigation such as SEC receivership, government investigations, toxic tort defense, and more. Later, Heideck worked with Pepper Hamilton as Project Attorney and took the role of quality control specialist with detailed analysis.

He also collaborated with Hire Counsel as a contract attorney that included the review of files detailing banking litigation and complex securities fraud. Karl Heideck completed his Bachelor of Arts in English Literature and Language from Swarthmore College. He earned his J.D. from James E. Beasley School of Law.